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The Acura brand emerged in 1986 as the luxury car division of the Honda company, the result of 10 years of research and the first Japanese luxury car brand. The brand’s logo alters the Honda “H” into an “A.”

The Legend and the Integra were originally the only models offered under the Acura banner. In the 90s, the introduction of the NSX provided an affordable alternative to sporty European high-performance cars.

Having since taken on the SUV market with the MDX, Acura continues to produce models known for luxury, sporty performance and aggressive pricing. The company is known as an industry innovator, introducing advances such as the VTEC variable valve timing system and Honda’s first six-speed manual transmission.

Forbes Magazine listed the Acura TL in a Top 10 Most Reliable used car list, in part due to high resale values. Popular models for this manufacturer include:

  • Acura TSX Sedan
  • Acura TL Sedan
  • Acura RL Sedan
  • Acura MDX SUV
  • Acura RDX SUV

Acura Car Insurance Cost in Canada

Here are some estimated annual insurance costs for popular Acura models in Canada, based on a 30-year-old driver with a clean driving record. These estimates are based on data from insurance providers and may vary based on factors such as the driver’s age, location, and driving history, as well as the insurance company and policy:

  1. Acura ILX –
  • British Columbia: $1,500 – $1,700
  • Alberta: $1,400 – $1,600
  • Ontario: $1,600 – $1,800
  • Quebec: $1,200 – $1,400
  1. Acura TLX –
  • British Columbia: $1,700 – $1,900
  • Alberta: $1,600 – $1,800
  • Ontario: $1,800 – $2,000
  • Quebec: $1,300 – $1,500
  1. Acura RDX –
  • British Columbia: $1,800 – $2,000
  • Alberta: $1,700 – $1,900
  • Ontario: $1,900 – $2,100
  • Quebec: $1,400 – $1,600
  1. Acura MDX –
  • British Columbia: $2,100 – $2,300
  • Alberta: $2,000 – $2,200
  • Ontario: $2,200 – $2,400
  • Quebec: $1,600 – $1,800

Here are a few more estimated annual insurance costs for popular Acura models in Canada:

  1. Acura NSX –
  • British Columbia: $3,500 – $3,800
  • Alberta: $3,300 – $3,600
  • Ontario: $3,600 – $3,900
  • Quebec: $2,500 – $2,800
  1. Acura RLX –
  • British Columbia: $1,900 – $2,100
  • Alberta: $1,800 – $2,000
  • Ontario: $2,000 – $2,200
  • Quebec: $1,500 – $1,700
  1. Acura RSX –
  • British Columbia: $1,400 – $1,600
  • Alberta: $1,300 – $1,500
  • Ontario: $1,500 – $1,700
  • Quebec: $1,100 – $1,300

Insurance Impact of Acura Models

Besides brand and model, many factors contribute to the price you’ll pay for auto insurance premiums. In fact, the insurer you choose may have more effect than the car you drive. Using Insurance Bureau of Canada data, here the best performing Acura models in three categories of insurance coverage. While there’s no guarantee these factors will influence Acura car insurance premiums, they are useful for identifying trends.

Acura Personal Injury Car Insurance Claims

acura suv

The Acura MDX and Acura RDX SUV models traditionally have the lowest costs for personal injury claims, a contributing factor to lower premiums. Also performing well is the Acura TL.

At the other end of the scale, the Acura EL and Acura CSX are above average in personal injury claims costs and may be more expensive to insure.

Acura Collision Car Insurance Claims

Some cars are less expensive to repair after collisions, a factor that may keep premiums down. Acura models performing better than average include the Acura EL and Acura TL.

The models scoring above average for insurance claims are the Acura CSX, Acura ILX, Acura RSX Type S and Acura ZDX.

Acura Comprehensive Car Insurance Claims

Comprehensive claims include vehicle theft. In 2015, the Acura ZDX and Acura MDX made the Top Ten list of most stolen vehicles in Ontario. This is reflected in IBC data which includes the models in its above-average ranking for comprehensive insurance claims. Other models with high claims include the Acura RDX, Acura ILX, Acura RL, Acura RSX Type S, and Acura TSX.

Models performing better than average and more likely to cost less to insure are the Acura EL, Acura TL, Acura CSX, and Acura MDX.

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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