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While they’ve only set up shop in Canada for just under 65 years, Allstate has been worldwide for a long time. They’re known for community-based charity. Organizations like MADD and CSA are funded by these guys. If you’re looking for a job, Allstate has been named best employer 5 years in a row! But what about for the consumer? Are they any good? What do they have to offer you?

Car Insurance Review

Allstate promises to take the guesswork out of car insurance. They have lots of different products to choose from. But when you need them the most, do they come through? We’re going to take a look at what they bring to the table and how they deliver.

  • Plan Features:  When you go with Allstate, you get access to some of the coolest options out there. Ticket forgiveness turns a blind eye to small infractions. Claim forgiveness makes sure you don’t pay for using your insurance. In addition to those, there is even a disappearing deductible feature where what you pay goes down over time. They also have all of the basic choices you know well for the best car coverage plans.
  • Savings: If you’re looking for a deal, Allstate may be able to help you. Own more than one vehicle? You get a discount! Are you a safe driver? Prove it, using their Drivewise program. Discounts are given if you’re able to show good driving habits by running their app while on the go. There are more savings for both students and retirees!
  • Service: No matter the time of day, Allstate promises to start your claim. They have personal reps so you’re dealing with a face and not a phone. Don’t like dealing with people? Allstate offers online service as well! But what do actual customers say? It seems they score high on affordability, and not so high on claim processing. Yikes! Because of this, you may get a good deal, but if trouble strikes you may be out of luck.

The Verdict


Like many insurance companies before it, Allstate falls short when it’s time to cough up the cash. Claims seem to be a hassle, which no one wants after a crash. Furthermore, the Drivewise program has some pretty severe flaws, like penalizing drivers who travel to work at regular times. While the idea itself is good, the real-life application has ways to go.

Suspicion rises when you learn that Allstate agents are still commission based. You may experience your broker pushing to sell you extra features that really don’t suit your needs. Also, beware if you move! Allstate has a charge for changing your address.

While you may save some cash when you sign up with Allstate, they’re likely to get it back one way or another. We think it’s nice that they are so big on charity, but maybe they need to move some of their focus back to their customers. In conclusion, there are some good experiences from Allstate users, but the majority think your money is better elsewhere.


About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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