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Barrie is a city in Central Ontario, Canada. It is located on the western shore of Lake Simcoe and is about 90 kilometers north of Toronto. With a population of approximately 154,000 people, it is the 34th largest city in Canada.

Barrie is known for its scenic waterfront, which offers a range of activities, including boating, swimming, and fishing. The city is also home to many parks, trails, and green spaces, including Sunnidale Park, which covers 48 hectares and features a natural amphitheatre, gardens, and a pond.

The economy of Barrie is diverse and includes sectors such as healthcare, education, manufacturing, and retail. The city is also home to a number of cultural and recreational facilities, including the MacLaren Art Centre, the Georgian Theatre, and the Barrie Molson Centre, which is an arena that hosts concerts and sporting events.

Barrie is connected to other parts of Ontario via Highways 400 and 11, as well as by GO Transit trains and buses. The city also has its own public transit system, which operates buses throughout the city and the surrounding area.

Is car insurance cheaper in Barrie?

Car insurance rates in Barrie, Ontario may be lower than in Toronto, Ontario due to several factors such as lower population density, fewer vehicles on the road, and lower risk of accidents.

Calculating and comparing Barrie car insurance quotes

To calculate and compare Barrie car insurance quotes, follow these steps:

  1. Gather information about your car: Make sure you have all the necessary information about your car, including its make, model, year, and Vehicle Identification Number (VIN).
  2. Gather personal information: You’ll also need to provide personal information such as your name, age, gender, address, and driving history. The more accurate and detailed information you provide, the more accurate your quote will be.
  3. Choose your coverage: Decide on the level of coverage you want for your car insurance. This could include liability coverage, collision coverage, comprehensive coverage, and personal injury protection.
  4. Shop around for quotes: Contact different insurance companies in Barrie and request quotes based on the information you’ve gathered. You can also use online comparison tools to get quotes from multiple providers at once.
  5. Compare quotes: Once you’ve received quotes from several providers, compare them to see which one offers the best coverage at the most affordable price. Make sure you’re comparing apples to apples, i.e., that the coverage and deductibles are the same across all quotes.
  6. Consider discounts: Look for discounts that may be available to you, such as safe driving discounts, bundling discounts (if you have multiple policies with the same provider), or discounts for installing safety features in your car.
  7. Make your decision: Once you’ve reviewed all the quotes and considered the discounts, choose the provider that best meets your needs and budget.

What’s the average cost of car insurance in Barrie per month and per year?

The average cost of car insurance in Barrie can vary depending on several factors, including the driver’s age, driving history, type of car, and level of coverage. However, according to recent estimates, the average cost of car insurance in Ontario, which includes Barrie, is approximately $150 per month or $1,800 per year.

Here’s an example table that outlines the average cost of car insurance in Barrie per year and per month for different driver profiles and cars:

Driver ProfileCar Make & ModelCoverage LevelAverage Cost Per YearAverage Cost Per Month
30-year-old maleHonda Civic LXBasic$1,500$125
45-year-old femaleToyota Camry LEStandard$1,800$150
21-year-old maleFord Mustang GTHigh$3,000$250
55-year-old maleChevrolet CruzeBasic$1,350$112.50

Average car insurance costs for different driver profiles

white car

Here’s a table that outlines the average car insurance costs for different driver profiles in Barrie per year and per month:

Driver ProfileCoverage LevelAverage Cost Per YearAverage Cost Per Month
New DriverBasic$4,800$400
Secondary DriverStandard$1,500$125
G1 DriverHigh$7,200$600
G2 DriverBasic$3,600$300
Full GStandard$1,800$150
Teenage DriverHigh$7,200$600
Young DriverBasic$4,800$400
High-risk DriverHigh$10,800$900
17 Years OldHigh$7,200$600
SeniorsStandard$1,500$125
Over 55 Years OldBasic$1,200$100
StudentsStandard$2,400$200
International DriverBasic$4,800$400
NewcomersHigh$7,200$600
Men DriverBasic$3,600$300
Women DriverStandard$1,800$150
Married CouplesStandard$1,500$125
Usage-BasedVariableVariableVariable
UberHigh$7,200$600

Average car insurance costs in Barrie for different types of cars

Marriage affecting car insurance

Here’s a table that outlines the average car insurance costs in Barrie for different types of cars per year and per month:

Car TypeCoverage LevelAverage Cost Per YearAverage Cost Per Month
SedanBasic$1,800$150
ConvertibleStandard$2,400$200
HatchbackBasic$1,500$125
WagonStandard$1,800$150
CoupeHigh$3,600$300
SUVStandard$2,400$200
TruckBasic$1,800$150
MinivansStandard$2,400$200
VanHigh$3,600$300
Electric CarHigh$3,600$300
Hybrid CarBasic$1,800$150
Multi CarStandard$2,400$200
Exotic CarHigh$7,200$600
Sports CarHigh$3,600$300
Leased carsHigh$3,600$300
2 DoorHigh$3,600$300

Average car insurance costs in Barrie based on driving history

Here’s a table that outlines the average car insurance costs in Barrie based on driving history per year and per month:

Driving HistoryCoverage LevelAverage Cost Per YearAverage Cost Per Month
Clean driving recordBasic$1,500$125
1 at-fault accidentHigh$3,000$250
1 non-fault accidentStandard$1,800$150
DUI convictionHigh$5,400$450
1 speeding ticketBasic$1,800$150

Which companies and brokers offer car insurance quotes in Barrie?

There are many companies and brokers that offer car insurance quotes in Barrie. Here are 20 companies and brokers:

  1. Allstate
  2. Aviva
  3. Belairdirect
  4. BrokerLink
  5. CAA
  6. Canada Brokerlink
  7. Co-operators
  8. Desjardins Insurance
  9. DirectRate.ca
  10. Economical Insurance
  11. Intact Insurance
  12. Johnson Insurance
  13. Mitchell & Whale Insurance Brokers
  14. Morison Insurance
  15. Onlia
  16. PC Insurance
  17. RBC Insurance
  18. Surex
  19. TD Insurance
  20. Wayfarer Insurance Group

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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