Barrie is a city in Central Ontario, Canada. It is located on the western shore of Lake Simcoe and is about 90 kilometers north of Toronto. With a population of approximately 154,000 people, it is the 34th largest city in Canada.
Barrie is known for its scenic waterfront, which offers a range of activities, including boating, swimming, and fishing. The city is also home to many parks, trails, and green spaces, including Sunnidale Park, which covers 48 hectares and features a natural amphitheatre, gardens, and a pond.
The economy of Barrie is diverse and includes sectors such as healthcare, education, manufacturing, and retail. The city is also home to a number of cultural and recreational facilities, including the MacLaren Art Centre, the Georgian Theatre, and the Barrie Molson Centre, which is an arena that hosts concerts and sporting events.
Barrie is connected to other parts of Ontario via Highways 400 and 11, as well as by GO Transit trains and buses. The city also has its own public transit system, which operates buses throughout the city and the surrounding area.
Is car insurance cheaper in Barrie?
Car insurance rates in Barrie, Ontario may be lower than in Toronto, Ontario due to several factors such as lower population density, fewer vehicles on the road, and lower risk of accidents.
Calculating and comparing Barrie car insurance quotes
To calculate and compare Barrie car insurance quotes, follow these steps:
- Gather information about your car: Make sure you have all the necessary information about your car, including its make, model, year, and Vehicle Identification Number (VIN).
- Gather personal information: You’ll also need to provide personal information such as your name, age, gender, address, and driving history. The more accurate and detailed information you provide, the more accurate your quote will be.
- Choose your coverage: Decide on the level of coverage you want for your car insurance. This could include liability coverage, collision coverage, comprehensive coverage, and personal injury protection.
- Shop around for quotes: Contact different insurance companies in Barrie and request quotes based on the information you’ve gathered. You can also use online comparison tools to get quotes from multiple providers at once.
- Compare quotes: Once you’ve received quotes from several providers, compare them to see which one offers the best coverage at the most affordable price. Make sure you’re comparing apples to apples, i.e., that the coverage and deductibles are the same across all quotes.
- Consider discounts: Look for discounts that may be available to you, such as safe driving discounts, bundling discounts (if you have multiple policies with the same provider), or discounts for installing safety features in your car.
- Make your decision: Once you’ve reviewed all the quotes and considered the discounts, choose the provider that best meets your needs and budget.
What’s the average cost of car insurance in Barrie per month and per year?
The average cost of car insurance in Barrie can vary depending on several factors, including the driver’s age, driving history, type of car, and level of coverage. However, according to recent estimates, the average cost of car insurance in Ontario, which includes Barrie, is approximately $150 per month or $1,800 per year.
Here’s an example table that outlines the average cost of car insurance in Barrie per year and per month for different driver profiles and cars:
| Driver Profile | Car Make & Model | Coverage Level | Average Cost Per Year | Average Cost Per Month |
|---|---|---|---|---|
| 30-year-old male | Honda Civic LX | Basic | $1,500 | $125 |
| 45-year-old female | Toyota Camry LE | Standard | $1,800 | $150 |
| 21-year-old male | Ford Mustang GT | High | $3,000 | $250 |
| 55-year-old male | Chevrolet Cruze | Basic | $1,350 | $112.50 |
Average car insurance costs for different driver profiles
Here’s a table that outlines the average car insurance costs for different driver profiles in Barrie per year and per month:
| Driver Profile | Coverage Level | Average Cost Per Year | Average Cost Per Month |
|---|---|---|---|
| New Driver | Basic | $4,800 | $400 |
| Secondary Driver | Standard | $1,500 | $125 |
| G1 Driver | High | $7,200 | $600 |
| G2 Driver | Basic | $3,600 | $300 |
| Full G | Standard | $1,800 | $150 |
| Teenage Driver | High | $7,200 | $600 |
| Young Driver | Basic | $4,800 | $400 |
| High-risk Driver | High | $10,800 | $900 |
| 17 Years Old | High | $7,200 | $600 |
| Seniors | Standard | $1,500 | $125 |
| Over 55 Years Old | Basic | $1,200 | $100 |
| Students | Standard | $2,400 | $200 |
| International Driver | Basic | $4,800 | $400 |
| Newcomers | High | $7,200 | $600 |
| Men Driver | Basic | $3,600 | $300 |
| Women Driver | Standard | $1,800 | $150 |
| Married Couples | Standard | $1,500 | $125 |
| Usage-Based | Variable | Variable | Variable |
| Uber | High | $7,200 | $600 |
Average car insurance costs in Barrie for different types of cars
Here’s a table that outlines the average car insurance costs in Barrie for different types of cars per year and per month:
| Car Type | Coverage Level | Average Cost Per Year | Average Cost Per Month |
|---|---|---|---|
| Sedan | Basic | $1,800 | $150 |
| Convertible | Standard | $2,400 | $200 |
| Hatchback | Basic | $1,500 | $125 |
| Wagon | Standard | $1,800 | $150 |
| Coupe | High | $3,600 | $300 |
| SUV | Standard | $2,400 | $200 |
| Truck | Basic | $1,800 | $150 |
| Minivans | Standard | $2,400 | $200 |
| Van | High | $3,600 | $300 |
| Electric Car | High | $3,600 | $300 |
| Hybrid Car | Basic | $1,800 | $150 |
| Multi Car | Standard | $2,400 | $200 |
| Exotic Car | High | $7,200 | $600 |
| Sports Car | High | $3,600 | $300 |
| Leased cars | High | $3,600 | $300 |
| 2 Door | High | $3,600 | $300 |
Average car insurance costs in Barrie based on driving history
Here’s a table that outlines the average car insurance costs in Barrie based on driving history per year and per month:
| Driving History | Coverage Level | Average Cost Per Year | Average Cost Per Month |
|---|---|---|---|
| Clean driving record | Basic | $1,500 | $125 |
| 1 at-fault accident | High | $3,000 | $250 |
| 1 non-fault accident | Standard | $1,800 | $150 |
| DUI conviction | High | $5,400 | $450 |
| 1 speeding ticket | Basic | $1,800 | $150 |
Which companies and brokers offer car insurance quotes in Barrie?
There are many companies and brokers that offer car insurance quotes in Barrie. Here are 20 companies and brokers:
- Allstate
- Aviva
- Belairdirect
- BrokerLink
- CAA
- Canada Brokerlink
- Co-operators
- Desjardins Insurance
- DirectRate.ca
- Economical Insurance
- Intact Insurance
- Johnson Insurance
- Mitchell & Whale Insurance Brokers
- Morison Insurance
- Onlia
- PC Insurance
- RBC Insurance
- Surex
- TD Insurance
- Wayfarer Insurance Group
About the Author: Robert Davis
