Belleville is a city located in the southern part of the province of Ontario, Canada. It is situated on the shores of the Bay of Quinte, which is part of Lake Ontario. The city has a population of approximately 50,000 people and is the largest city in Hastings County.
Belleville is known for its historic downtown area, which features many buildings from the 19th and early 20th centuries. It also has a number of parks and green spaces, including the waterfront Zwick’s Park, which hosts a variety of events throughout the year.
The city is a regional center for healthcare and education, with several hospitals and schools located there. It is also home to the Canadian Forces Base Trenton, which is the largest military airbase in Canada and plays an important role in the country’s national defense.
Is car insurance cheaper in Belleville versus Toronto?
In general, car insurance rates tend to be lower in smaller cities like Belleville compared to larger cities like Toronto. However, the actual cost of car insurance will depend on a variety of factors, including your age, gender, driving record, the type of vehicle you drive, and the level of coverage you choose.
Here’s an example of car insurance rates in Belleville versus Toronto based on a fictional driver profile:
Driver Profile:
- 30-year-old male
- Married
- Owns a 2018 Honda Civic
- Commutes to work
- Has a clean driving record
- Lives in Belleville
Coverage:
- $1 million liability
- Collision and comprehensive coverage with a $500 deductible
- No additional coverage (e.g. roadside assistance)
Based on this profile, here are some estimated annual and monthly car insurance rates for Belleville and Toronto:
Belleville:
- Average annual rate: $1,400 – $1,800
- Average monthly rate: $117 – $150
Toronto:
- Average annual rate: $1,800 – $2,500
- Average monthly rate: $150 – $208
Calculating and comparing Belleville car insurance quotes
To calculate and compare car insurance quotes in Belleville, you can follow these steps:
- Determine the coverage level you need: Before you start shopping for car insurance, it’s important to determine the level of coverage you need. This will depend on a number of factors, including your budget, the value of your vehicle, and your personal preferences. Common coverage levels include liability-only, collision and comprehensive coverage, and additional coverage options like roadside assistance and rental car coverage.
- Gather information about your vehicle and driving history: When you’re ready to start shopping for car insurance, you’ll need to provide information about your vehicle, including its make, model, and year. You’ll also need to provide information about your driving history, including any accidents, tickets, or other incidents that could impact your rates.
- Shop around for quotes: Once you have your coverage level and personal information ready, you can start shopping around for car insurance quotes. You can do this by contacting insurance companies directly, working with an insurance broker, or using online comparison tools to get quotes from multiple providers at once.
- Compare quotes and choose the best option: Once you have a few quotes in hand, it’s important to compare them carefully to ensure you’re getting the best coverage for your budget. Look for differences in coverage limits, deductibles, and additional coverage options, and choose the policy that provides the best value for your needs.
What’s the average cost of car insurance in Belleville per month and per year?
The average cost of car insurance in Belleville can vary depending on several factors, including driving history, vehicle type, location, and coverage options. However, to provide an example, the average cost of car insurance in Belleville for a typical driver with a clean driving record and a mid-range vehicle can range from $90 to $200 per month or $1,080 to $2,400 per year.
Here is an organized content table providing examples of average car insurance costs for different driver profiles and vehicles in Belleville, per year and per month:
Driver Profile/Vehicle Type | Average Cost per Year | Average Cost per Month |
---|---|---|
Clean Driving Record, Mid-Range Sedan | $1,080 to $1,500 | $90 to $125 |
Clean Driving Record, Luxury Sedan | $1,800 to $2,400 | $150 to $200 |
New Driver, Mid-Range Sedan | $2,400 to $3,600 | $200 to $300 |
New Driver, Sports Car | $3,600 to $5,400 | $300 to $450 |
Senior Driver, Mid-Range SUV | $960 to $1,440 | $80 to $120 |
Senior Driver, Luxury SUV | $1,440 to $2,160 | $120 to $180 |
Average car insurance costs for different driver profiles in Belleville
Here is an organized content table providing examples of average car insurance costs for different driver profiles in Belleville, per year and per month:
Driver Profile | Average Cost per Year | Average Cost per Month |
---|---|---|
New Driver | $2,400 to $3,600 | $200 to $300 |
Secondary Driver | $1,200 to $1,800 | $100 to $150 |
G1 Driver | $4,200 to $6,000 | $350 to $500 |
G2 Driver | $3,000 to $4,200 | $250 to $350 |
Full G | $1,080 to $1,800 | $90 to $150 |
Teenage Driver | $4,800 to $7,200 | $400 to $600 |
Young Driver | $3,600 to $5,400 | $300 to $450 |
High-risk Driver | $5,400 to $8,400 | $450 to $700 |
17 Years Old | $5,400 to $8,400 | $450 to $700 |
Seniors | $960 to $1,440 | $80 to $120 |
Over 55 Years Old | $840 to $1,200 | $70 to $100 |
Students | $2,400 to $3,600 | $200 to $300 |
International Driver | $1,800 to $3,000 | $150 to $250 |
Newcomers | $2,400 to $3,600 | $200 to $300 |
Men Driver | $1,800 to $3,000 | $150 to $250 |
Women Driver | $1,440 to $2,400 | $120 to $200 |
Married Couples | $1,080 to $1,800 | $90 to $150 |
Usage-Based | Varies based on driving habits | Varies based on driving habits |
Uber | $3,600 to $5,400 | $300 to $450 |
Average car insurance costs for different types of cars in Belleville
Here is an organized content table providing examples of average car insurance costs for different types of cars in Belleville, per year and per month:
Vehicle Type | Average Cost per Year | Average Cost per Month |
---|---|---|
Sedan | $1,080 to $2,400 | $90 to $200 |
Convertible | $1,800 to $3,000 | $150 to $250 |
Hatchback | $1,080 to $1,800 | $90 to $150 |
Wagon | $1,200 to $2,160 | $100 to $180 |
Coupe | $1,800 to $3,000 | $150 to $250 |
SUV | $1,200 to $2,400 | $100 to $200 |
Truck | $1,440 to $2,400 | $120 to $200 |
Minivan | $1,440 to $2,400 | $120 to $200 |
Van | $1,440 to $2,400 | $120 to $200 |
Electric Car | $1,440 to $2,400 | $120 to $200 |
Hybrid Car | $1,440 to $2,400 | $120 to $200 |
Multi Car | Varies based on number of cars and drivers | Varies based on number of cars and drivers |
Exotic Car | $5,400 to $8,400 | $450 to $700 |
Sports Car | $3,600 to $5,400 | $300 to $450 |
Leased cars | Varies based on the terms of the lease agreement | Varies based on the terms of the lease agreement |
2 Door | $1,800 to $3,000 | $150 to $250 |
Average car insurance costs in Belleville based on driving history
Here is an organized content table providing examples of average car insurance costs in Belleville based on driving history, per year and per month:
Driving History | Average Cost per Year | Average Cost per Month |
---|---|---|
Clean Driving Record | $1,080 to $1,500 | $90 to $125 |
1 One At-Fault Accident | $1,800 to $2,400 | $150 to $200 |
1 Non-Fault Accident | $1,200 to $2,160 | $100 to $180 |
DUI Conviction | $3,600 to $5,400 | $300 to $450 |
1 Speeding Ticket | $1,200 to $2,160 | $100 to $180 |
Which companies and brokers offer car insurance quotes in Belleville?
Here are 20 companies and brokers that offer car insurance quotes in Belleville:
- Allstate Insurance
- Belairdirect
- BrokerLink
- Cowan Insurance Group
- CAA Insurance
- Desjardins Insurance
- Johnson Insurance
- McDougall Insurance and Financial
- PC Insurance
- Sonnet Insurance
- State Farm Insurance
- TD Insurance
- The Co-operators
- The Hartford
- Travelers Insurance
- Wawanesa Insurance
- Dalton Timmis Insurance Group
- Erb and Erb Insurance Brokers Ltd.
- Humberview Insurance Brokers
- Staebler Insurance
It’s important to note that this is not an exhaustive list and there may be other insurance providers and brokers that offer car insurance quotes in Belleville. It’s best to do research and compare quotes from multiple providers to find the best coverage and rates for your individual needs.