Compare Quotes

Jaguar Car Insurance Prospectus

Driving a Jaguar is like no other when it comes to owning and driving a car. If life is about passion and living to the fullest everything you do, even the car you drive is part of that passion. Since 1935 the founder of Jaguar, Sir William Lyons has looked for the passion that is inspired by owning and driving a fine, high-performance car. Combining power and beauty, over the next century, Jaguar became one of the standards by which luxury sports cars are measured.

Developing concept cars, the classic two-seater sports cars, luxury sedans and now SUVs Jaguar continues to bring to market anything the more refined auto customer might want. All Jaguar models are included in:

  • F-Pace the performance SUV
  • XE the compact luxury sport sedan
  • XF Luxury mid-sized sedan
  • XJ premium model luxury sedan available in both short and long wheelbases
  • F-Type The sports car – coupe and convertible
  • R Performance. Jaguars exclusive R models. Muscular performance The XJR & The F-Type R coupe.

Jaguar Car Insurance Impact

Car insurance is a large part of the budget when owning and driving a car like a Jaguar. A Jaguar is a luxury vehicle and will cost quite a bit to keep up and repair should anything like an accident happen. As is any vehicle with high-performance engines, like Jaguar sports car models. Any insurance company is going to consider this as a negative when it comes time to determine insurance rates.

Jaguar Accident Benefit Performance



The National Highway Traffic Safety Administration gave Jaguar’s XF model 4 out of 5 stars for a safety rating in 2016.

Jaguar Safety Features Include: 

  • Full set of driver and passenger airbags
  • Passenger airbag on/off switch
  • 4-wheel ABS
  • 4-wheel disc drums
  • Brake assist
  • Electronic stability control
  • Auto-on headlights
  • Daytime Running Lights
  • Rollover Protection System
  • Front and Rear Tow Hooks
  • Traction Control
  • Emergency Trunk Release
  • Blind spot monitor
  • Lane departure warning system
  • Night vision
  • Child safety locks
  • Auto-leveling headlight 

Jaguar Collision Costs

Jaguar is a high cost, luxury car. Compared to most cars available on the market today Jaguar does not do well compared to most cars when it comes to an average of the cost of collision claims, as the parts and the labor to repair are high as well as the replacement costs if the vehicle is a write-off. Most people buying insurance for Jaguars have both comprehensive and collision insurance.

Comprehensive Claim Costs for Jaguar

There is also the chance of theft to consider. Theft is covered under a driver’s comprehensive insurance policy. Jaguar is a very desirable care but it is also very recognizable and therefore harder to sell on the stolen car market. Jaguar does not make the IBC top ten list of stolen cars.

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

Leave A Comment

We’re Here To Help You Save $

Get Multiple Estimates From Top Canadian Insurers Online & Choose The Best Plan For You.

Compare Free Quotes