Jaguar Car Insurance Prospectus

Driving a Jaguar is like no other when it comes to owning and driving a car. If life is about passion and living to the fullest everything you do, even the car you drive is part of that passion. Since 1935 the founder of Jaguar, Sir William Lyons has looked for the passion that is inspired by owning and driving a fine, high-performance car. Combining power and beauty, over the next century, Jaguar became one of the standards by which luxury sports cars are measured.

Developing concept cars, the classic two-seater sports cars, luxury sedans, and now SUVs Jaguar continues to bring to market anything the more refined auto customer might want. All Jaguar models are included in:

• F-Pace the performance SUV
• XE the compact luxury sport sedan
• XF Luxury mid-sized sedan
• XJ premium model luxury sedan available in both short and long wheelbases
• F-Type The sports car – coupe and convertible
• R Performance. Jaguars exclusive R models. Muscular performance The XJR & The F-Type R coupe.

Jaguar Car Insurance Cost in Canada

Here are estimated annual insurance costs for popular Jaguar models in Canada, based on a 30-year-old driver with a clean driving record:

1. Jaguar F-PACE –

• British Columbia: $1,700 – $2,500
• Alberta: $1,700 – $2,500
• Ontario: $1,900 – $2,900
• Quebec: $1,200 – $1,900

2. Jaguar E-PACE –

• British Columbia: $1,500 – $2,200
• Alberta: $1,500 – $2,200
• Ontario: $1,700 – $2,500
• Quebec: $1,000 – $1,600

3. Jaguar I-PACE –

• British Columbia: $1,700 – $2,500
• Alberta: $1,700 – $2,500
• Ontario: $1,900 – $2,900
• Quebec: $1,200 – $1,900

4. Jaguar XF –

• British Columbia: $1,600 – $2,400
• Alberta: $1,600 – $2,400
• Ontario: $1,800 – $2,700
• Quebec: $1,100 – $1,700

5. Jaguar XE –

• British Columbia: $1,500 – $2,200
• Alberta: $1,500 – $2,200
• Ontario: $1,700 – $2,500
• Quebec: $1,000 – $1,600

6. Jaguar F-TYPE –

• British Columbia: $1,800 – $2,700
• Alberta: $1,800 – $2,700
• Ontario: $2,000 – $3,000
• Quebec: $1,300 – $2,100

7. Jaguar XJ –

• British Columbia: $1,800 – $2,700
• Alberta: $1,800 – $2,700
• Ontario: $2,000 – $3,000
• Quebec: $1,300 – $2,100

8. Jaguar XK –

• British Columbia: $1,800 – $2,700
• Alberta: $1,800 – $2,700
• Ontario: $2,000 – $3,000
• Quebec: $1,300 – $2,100

9. Jaguar S-TYPE –

• British Columbia: $1,600 – $2,400
• Alberta: $1,600 – $2,400
• Ontario: $1,800 – $2,700
• Quebec: $1,100 – $1,700

10. Jaguar X-TYPE –

• British Columbia: $1,500 – $2,200
• Alberta: $1,500 – $2,200
• Ontario: $1,700 – $2,500
• Quebec: $1,000 – $1,600

Please note that these are only estimates and actual insurance rates may vary based on multiple factors, including the driver’s age, driving history, location, and other details specific to the car.

Jaguar Car Insurance Impact

Car insurance is a large part of the budget when owning and driving a car like a Jaguar. A Jaguar is a luxury vehicle and will cost quite a bit to keep up and repair should anything like an accident happen. As is any vehicle with high-performance engines, like Jaguar sports car models. Any insurance company is going to consider this as a negative when it comes time to determine insurance rates.

Jaguar Accident Benefit Performance

The National Highway Traffic Safety Administration gave Jaguar’s XF model 4 out of 5 stars for a safety rating in 2016.

Jaguar Safety Features Include: 

• Full set of driver and passenger airbags
• Passenger airbag on/off switch
• 4-wheel ABS
• 4-wheel disc drums
• Brake assist
• Electronic stability control
• Auto-on headlights
• Daytime Running Lights
• Rollover Protection System
• Front and Rear Tow Hooks
• Traction Control
• Emergency Trunk Release
• Blind spot monitor
• Lane departure warning system
• Night vision
• Child safety locks
• Auto-leveling headlight 

Jaguar Collision Costs

Jaguar is a high-cost, luxury car. Compared to most cars available on the market today Jaguar does not do well compared to most cars when it comes to the average cost of collision claims, as the parts and the labor to repair are high as well as the replacement costs if the vehicle is a write-off. Most people buying insurance for Jaguars have both comprehensive and collision insurance.

Comprehensive Claim Costs for Jaguar

There is also the chance of theft to consider. Theft is covered under a driver’s comprehensive insurance policy. Jaguar is a very desirable car but it is also very recognizable and therefore harder to sell on the stolen car market. Jaguar does not make the IBC top ten list of stolen cars.