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Lamborghini Car Insurance Prospectus

In 1963 a very wealthy inventor, Ferruccio Lamborghini moved from the trade of building tractors and other businesses to wanting to compete with the great Ferrari and create his very own sports car. Investing his life’s work and his entire fortune in a brand new modernized factory and in 1964 the incredible 350GT by Lamborghini made its debut and sold 120 cars. The following model consisted of 273 units in number 400GT.

Lamborghini models 2016

  • Huracan
  • Aventador
  • One Off
  • Concept Model
  • Ad Personam

Lamborghini Car Insurance Cost in Canada

Lamborghini cars are typically high-performance and luxury vehicles, which can result in higher insurance premiums due to their high cost of repair and replacement. The following are estimated annual insurance costs for popular Lamborghini models in Canada, based on a 30-year-old driver with a clean driving record:

  1. Lamborghini Urus –
  • British Columbia: $6,000 – $7,500
  • Alberta: $6,000 – $7,500
  • Ontario: $7,000 – $9,000
  • Quebec: $4,500 – $6,000
  1. Lamborghini Huracan –
  • British Columbia: $6,000 – $7,500
  • Alberta: $6,000 – $7,500
  • Ontario: $7,000 – $9,000
  • Quebec: $4,500 – $6,000
  1. Lamborghini Aventador –
  • British Columbia: $7,500 – $9,000
  • Alberta: $7,500 – $9,000
  • Ontario: $9,000 – $11,000
  • Quebec: $6,000 – $7,500

Please note that these are only estimates and actual insurance rates may vary based on multiple factors, including the driver’s age, driving history, location, and other details specific to the car. Additionally, Lamborghini models may not be available for insurance coverage from all insurance providers. It is best to consult with a licensed insurance broker or agent to get more accurate and personalized information on insurance rates for specific Lamborghini models in Canada.

Lamborghini Car Insurance Impact

Insurance considerations on a sports car such as a Lamborghini are usually secondary in the mind of someone buying such a high-end automobile. Of course, considering the nature and the price of such a vehicle one would expect the amount of insurance to be considerable and comprehensive with any possible risk or possibility insured against.

Many sports cars in this league are kept in storage and used only occasionally so often can be considered “show cars” and may receive special insurance considerations on that basis.

Lamborghini Accident Benefit Performance


Almost everything about the Lamborghini is customizable because of the ability to personalize any model you may order, including any of the safety features you may wish to include. For insurance consideration, however, there is no safety rating based on any Lamborghini model available. Standard features on the Aventador, for example, include:

  • Front driver airbag
  • Front passenger airbag
  • Side body front airbags
  • ABS brakes
  • Electronic Stability Control
  • Side impact beams
  • Daytime running lights
  • Traction control
  • Tire pressure monitor
  • Stability control 

Lamborghini Collision Costs

luxury sports car lamborghini

There are no crash tests available for Lamborghini models Huracan or Aventador in 2015 or 2016

Most Lamborghinis are custom, made-to-order and are specifically ordered, and may only be repaired or serviced by authorized mechanics and technicians with specific parts and services available. Lamborghini makes the claim that all accessories and parts are original and specific to the Lamborghini brand. This kind of specific care and repair comes at a very expensive price. Located in 54 countries the specialized service centers belonging to Lamborghini operate 150 locations to service and repair their vehicles. Any collision involving a Lamborghini will be a very costly collision no doubt involving a very heavy claim to the insurance companies.

Comprehensive Claim Costs for Lamborghini

The number of Lamborghinis in any given survey on insurance claim costs is very low. In such cases determining an average is very difficult. Once again, however, given the cost of Lamborghinis and the nature of the market, the factors would remain standing. The driver’s record, credit, status, as well as where the car is registered and insurance regulations in that area, security features, and safety features.

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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