Laval is a city located in southwestern Quebec, Canada. It is the largest suburb of Montreal, and is the third-largest municipality in the province by population. The city is situated on the north shore of the Rivière des Mille Îles, which separates it from the island of Montreal. Laval is known for its cultural diversity, thriving economy, and beautiful parks and natural spaces.
Laval has a population of approximately 450,000 people, and is home to a number of large shopping centers, including the Carrefour Laval, which is the largest shopping mall in the province of Quebec. The city also has a strong economy, with industries such as technology, aerospace, and pharmaceuticals playing a major role in the local economy.
Residents of Laval have access to a range of public transportation options, including buses and a metro system that connects the city to downtown Montreal. Laval also has a number of major highways and bridges that make it easily accessible by car.
In terms of car insurance, residents of Laval can expect to pay similar rates to those in other cities in Quebec, with factors such as age, driving history, and the type of car being major factors in determining insurance rates. It is always a good idea to shop around and compare insurance quotes from different providers to find the best coverage and rates for your specific needs.
Is car insurance cheaper in Laval versus Toronto?
It’s difficult to make a direct comparison between car insurance rates in Laval and Toronto, as there are many factors that can influence the cost of insurance in each city. Insurance rates are determined by a variety of factors, including the driver’s age, driving history, the type of car being insured, and the location of the vehicle.
That being said, it’s possible that car insurance rates in Laval may be slightly lower than in Toronto, as Laval is a smaller city with a lower population density. In general, larger cities with more traffic and higher rates of accidents and theft may have higher insurance rates.
Here’s an example of what car insurance costs might look like for a 30-year-old male driver with a clean driving record and a 2018 Honda Civic LX in Laval versus Toronto:
Laval: Annual premium: $1,200 Monthly premium: $100
Toronto: Annual premium: $1,500 Monthly premium: $125
Please note that this is just an example and actual insurance rates can vary widely based on many factors. It’s always a good idea to get quotes from multiple insurance providers to find the best coverage and rates for your specific driver profile and car type.
Calculating and comparing Laval car insurance quotes
To calculate and compare car insurance quotes in Laval, you can follow these steps:
- Determine your coverage needs: Before you start shopping for insurance, it’s important to know what coverage you need. Quebec requires all drivers to have liability insurance, which covers damages and injuries you may cause to others in an accident. However, you may want to consider additional coverage options such as collision and comprehensive coverage, which can help cover damages to your own vehicle.
- Gather information about your car and driving history: Insurance providers will need information about your car, including the make, model, year, and any safety features it has. They will also need information about your driving history, including any accidents or tickets you’ve had in the past.
- Shop around and get quotes: You can get quotes from multiple insurance providers by either calling or filling out an online form. Be sure to provide accurate information to get the most accurate quote possible.
- Compare quotes and coverage options: Once you have quotes from multiple providers, compare the coverage options and rates to find the best option for your needs. Be sure to read the fine print and understand any deductibles, exclusions, or limits that may apply.
- Choose a provider and purchase your policy: Once you’ve found a provider and policy that meets your needs, you can purchase your insurance policy and start driving with peace of mind.
What’s the average cost of car insurance in Laval per month and per year?
The average cost of car insurance in Laval can vary widely based on many factors, such as the driver’s age, driving history, the type of car being insured, and the level of coverage being purchased. However, as an example, the average cost of car insurance in Quebec is around $650 per year, or approximately $54 per month.
Here is an organized content table with average cost car insurance for Laval, Quebec, Canada:
| Driver Profile | Car Make & Model | Annual Cost | Monthly Cost |
|---|---|---|---|
| 25-year-old male | Toyota Corolla | $1,200 | $100 |
| 35-year-old female | Honda Civic | $1,400 | $116.67 |
| 45-year-old male | Mazda CX-5 | $1,600 | $133.33 |
| 55-year-old female | Ford Escape | $1,800 | $150 |
| 65-year-old male | Toyota RAV4 | $2,000 | $166.67 |
Note: These are just example driver profiles and cars, and the actual cost of car insurance may vary based on many factors, such as the driver’s driving history, the car’s age and model, and the insurance company’s policies.
Average car insurance costs for different driver profiles in Laval
Here’s an organized content table with average car insurance costs for different driver profiles in Laval:
| Driver Profile | Annual Cost | Monthly Cost |
|---|---|---|
| New Driver | $2,500 – $4,000 | $208.33 – $333.33 |
| Secondary Driver | $1,200 – $1,800 | $100 – $150 |
| G1 Driver | $5,000 – $7,000 | $416.67 – $583.33 |
| G2 Driver | $3,000 – $4,500 | $250 – $375 |
| Full G Driver | $1,200 – $2,500 | $100 – $208.33 |
| Teenage Driver | $4,000 – $7,000 | $333.33 – $583.33 |
| Young Driver | $2,500 – $4,000 | $208.33 – $333.33 |
| High-risk Driver | $5,000 – $10,000+ | $416.67 – $833.33+ |
| 17 Years Old | $4,000 – $7,000 | $333.33 – $583.33 |
| Seniors (Over 55 Years Old) | $800 – $1,500 | $66.67 – $125 |
| Students | $2,500 – $4,000 | $208.33 – $333.33 |
| International Driver | $2,500 – $4,000 | $208.33 – $333.33 |
| Newcomers | $2,500 – $4,000 | $208.33 – $333.33 |
| Men Driver | $1,500 – $3,500 | $125 – $291.67 |
| Women Driver | $1,200 – $2,500 | $100 – $208.33 |
| Married Couples | $1,200 – $2,500 | $100 – $208.33 |
| Usage-Based | $1,500 – $2,500 | $125 – $208.33 |
| Uber Driver | $3,000 – $5,000 | $250 – $416.67 |
Note: These are just average costs and the actual cost of car insurance may vary based on many factors, such as the driver’s driving history, the car’s age and model, and the insurance company’s policies.
Average car insurance costs in Laval for different types of cars
Here’s an organized content table with average car insurance costs in Laval for different types of cars:
| Car Type | Annual Cost | Monthly Cost |
|---|---|---|
| Sedan | $1,200 – $2,000 | $100 – $166.67 |
| Convertible | $1,800 – $3,000 | $150 – $250 |
| Hatchback | $1,200 – $2,000 | $100 – $166.67 |
| Wagon | $1,400 – $2,400 | $116.67 – $200 |
| Coupe | $1,800 – $3,000 | $150 – $250 |
| SUV | $1,600 – $2,800 | $133.33 – $233.33 |
| Truck | $1,500 – $2,500 | $125 – $208.33 |
| Minivans | $1,600 – $2,800 | $133.33 – $233.33 |
| Van | $1,500 – $2,500 | $125 – $208.33 |
| Electric Car | $1,800 – $3,000 | $150 – $250 |
| Hybrid Car | $1,800 – $3,000 | $150 – $250 |
| Multi Car | $1,200 – $2,500 | $100 – $208.33 |
| Exotic Car | $10,000 – $20,000+ | $833.33 – $1,666.67+ |
| Sports Car | $2,500 – $5,000 | $208.33 – $416.67 |
| Leased cars | $1,800 – $3,000 | $150 – $250 |
| 2 Door | $1,800 – $3,000 | $150 – $250 |
Average car insurance costs in Laval based on the driving history
Here’s an organized content table with average car insurance costs in Laval based on the driving history:
| Driving History | Annual Cost | Monthly Cost |
|---|---|---|
| Clean driving record | $1,200 – $2,000 | $100 – $166.67 |
| 1 at-fault accident | $2,000 – $3,500 | $166.67 – $291.67 |
| 1 non-fault accident | $1,500 – $2,500 | $125 – $208.33 |
| DUI conviction | $5,000 – $10,000+ | $416.67 – $833.33+ |
| 1 Speeding Ticket | $1,500 – $2,500 | $125 – $208.33 |
Which companies and brokers offer car insurance quotes in Laval?
Here are 20 companies and brokers that offer car insurance quotes in Laval, Quebec:
- Belairdirect
- Intact Insurance
- Desjardins Insurance
- TD Insurance
- Co-operators Insurance
- Allstate Insurance
- Industrial Alliance Insurance
- Johnson Insurance
- La Capitale Insurance
- Aviva Insurance
- RSA Insurance
- SSQ Insurance
- Wawanesa Insurance
- BrokerLink Insurance
- Surex Direct Insurance
- Onlia Insurance
- Square One Insurance
- Mitchell & Whale Insurance
- Lussier Dale Parizeau Insurance
- APRIL Insurance Canada
About the Author: Robert Davis
