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Since before Confederation, Lloyd’s Underwriters have provided insurance coverage in Canada. Establishing Lloyd’s Attorney in Montreal in 1932. In Canada, Lloyd’s is best known as a market for commercial risks in respect of property, casualty and specialty classes of business. Working closely with brokers and local underwriting agents (cover holders) Lloyd’s is able to offer a customized insurance product for large risks as well as for the smaller to the medium-sized enterprise market.

The Lloyd’s Canada offices do not distribute insurance and may be unable to answer questions about specific products or policies. 

Lloyd’s Underwriters in Canada is not licensed for; life, title, mortgage, credit protection, home warranty (in the province of British Columbia only) and hail in respect of crop (in the province of Quebec only).

Products and Services Available from Lloyd’s Insurance Company

  • Lloyd’s insures people, businesses, and communities, developing tailor-made policies for every customer in every sector and covers more than 60lines of insurance and reinsurance.
  • Liability Insurance
  • Commercial Property Insurance
  • Personal Property Insurance
  • Accident and Sickness Insurance
  • Marine Insurance
  • Boiler Insurance
  • Aircraft Insurance
  • Motor Insurance
  • Other Types of specialty insurance.

From start-ups to small and medium-sized enterprises, national governments and multinational corporations, our customers are the people driving the global economy. And they rely on Lloyd’s specialists, strength and security of Lloyd’s market to help them protect what matters most. The Lloyd’s market has helped customers around the world withstand the loss, recover, and rebuild. Lloyd’s is proud to continue that essential service today.

Market Strength and Reliability for Lloyd’s Insurance Company



Lloyd’s is remaining a unique insurance entity to this day. It is an insurance market where members operate as a syndicate to underwrite policies. In essence, Lloyd’s itself is an insurance broker, shopping clients’ needs to its members for underwriting. In the future, the company is looking at the world’s developing economies as a source of growth, with the risk of these new markets mitigated by further growth in developed countries. Diversifying its capital base will look toward high growth economies, supporting a global underwriting community and developing its international broker market.

Financial security is crucial. It gives confidence to capital providers and peace of mind to policyholders. Lloyd’s strength and robust capitalization are reflected in our ratings. Three of the world’s leading insurance rating agencies recognize Lloyd’s strengths and the financial strength of the market. Standard and Poor’s A+ (Strong), Fitch Ratings AA- (Very Strong), A.M. Best: An (Excellent).

All Lloyd’s syndicates benefit from Lloyd’s central resources, including Lloyd’s brand, its network of global licenses and the Central Fund. As all Lloyd’s policies are ultimately backed by this common security, a single market rating can be applied. The Lloyd’s financial strength ratings apply to every policy issued by every syndicate at Lloyd’s since 1993.

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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