Longueuil is a city located in the province of Quebec, Canada. It is situated on the south shore of the St. Lawrence River, directly across from Montreal. Longueuil is the fifth largest city in Quebec by population, with a population of over 240,000 people.
Longueuil is known for its rich history, cultural diversity, and natural beauty. The city has a number of historical sites and landmarks, including the Vieux-Longueuil neighbourhood, which features 19th-century architecture and cobblestone streets.
Longueuil is also home to a number of parks and green spaces, including the Parc Michel-Chartrand, which spans over 1,100 acres and offers hiking and biking trails, picnic areas, and a nature interpretation centre.
In terms of economy, Longueuil is a hub for aerospace and technology industries, with major employers such as Pratt & Whitney Canada and CAE Inc. The city also has a thriving cultural scene, with festivals and events throughout the year celebrating music, arts, and cuisine.
Is car insurance cheaper in Longueuil versus Toronto?
In general, car insurance rates tend to be higher in larger cities with higher population density and higher rates of car theft and accidents. Based on this, it is possible that car insurance rates in Toronto may be higher than in Longueuil.
Based on general trends, it is possible that car insurance rates in Toronto could be higher than in Longueuil.
According to a 2020 report by LowestRates.ca, the average car insurance premium in Ontario (which includes Toronto) was $1,505 per year, while the average premium in Quebec (which includes Longueuil) was $717 per year. However, it is important to note that these are just average rates and individual rates may vary significantly depending on the factors mentioned previously.
Calculating and comparing Longueuil car insurance quotes
To calculate and compare car insurance quotes in Longueuil, you can follow these steps:
- Determine your insurance needs: Before you start comparing quotes, it’s important to determine the type and level of coverage you need. This will depend on factors such as your vehicle, driving habits, and budget.
- Gather your information: To get accurate quotes, you’ll need to provide information such as your age, gender, driving history, vehicle information, and location.
- Research insurance providers: Look for insurance providers that operate in Longueuil and offer the coverage you need. Check their ratings and reviews to ensure they have a good reputation.
- Request quotes: Contact the insurance providers and request quotes based on the information you gathered. Make sure to ask about any discounts that may apply to you.
- Compare quotes: Once you’ve received quotes from several providers, compare the coverage options and rates to determine which one offers the best value for your needs.
What’s the average cost of car insurance in Longueuil per month and per year?
It is difficult to provide an exact average cost of car insurance in Longueuil without knowing specific details about the driver and their vehicle, as insurance rates are influenced by a variety of factors. However, based on industry averages and recent data, the cost of car insurance in Longueuil can range from $50 to $200 per month, and from $600 to $2,400 per year, depending on the factors mentioned previously.
Here is an example table showing the average cost of car insurance for Longueuil based on different driver profiles and types of vehicles. Please note that these are just estimates and actual insurance rates can vary significantly based on a variety of factors.
| Driver Profile | Type of Vehicle | Annual Insurance Cost | Monthly Insurance Cost |
|---|---|---|---|
| Male, age 30, clean driving record | 2019 Honda Civic | $800 | $67 |
| Female, age 45, one at-fault accident | 2018 Toyota RAV4 | $1,500 | $125 |
| Male, age 20, two speeding tickets | 2021 Ford Mustang | $3,000 | $250 |
| Female, age 50, no accidents or tickets | 2020 Subaru Outback | $900 | $75 |
Average car insurance costs for different driver profiles in Longueuil
Here is an example table showing the average car insurance costs for different driver profiles in Longueuil, organized by driver type and including both yearly and monthly costs.
| Driver Profile | Annual Insurance Cost | Monthly Insurance Cost |
|---|---|---|
| New Driver | $3,000 – $5,000 | $250 – $416 |
| Secondary Driver | $1,000 – $1,500 | $83 – $125 |
| G1 Driver | $4,000 – $6,000 | $333 – $500 |
| G2 Driver | $2,500 – $4,000 | $208 – $333 |
| Full G | $1,000 – $2,000 | $83 – $167 |
| Teenage Driver | $4,000 – $8,000 | $333 – $667 |
| Young Driver | $2,000 – $4,000 | $167 – $333 |
| High-risk Driver | $5,000 – $10,000 | $416 – $833 |
| 17 Years Old | $4,000 – $8,000 | $333 – $667 |
| Seniors | $1,500 – $2,500 | $125 – $208 |
| Over 55 Years Old | $800 – $1,500 | $67 – $125 |
| Students | $1,500 – $3,000 | $125 – $250 |
| International Driver | $2,000 – $5,000 | $167 – $416 |
| Newcomers | $1,500 – $3,000 | $125 – $250 |
| Men Driver | $1,500 – $3,000 | $125 – $250 |
| Women Driver | $1,000 – $2,000 | $83 – $167 |
| Married Couples | $1,000 – $2,000 | $83 – $167 |
| Usage-Based | Varies | Varies |
| Uber | Varies | Varies |
Average car insurance costs in Longueuil for different types of cars
Here is an example table showing the average car insurance costs in Longueuil for different types of cars, organized by car type and including both yearly and monthly costs.
| Car Type | Annual Insurance Cost | Monthly Insurance Cost |
|---|---|---|
| Sedan | $800 – $1,500 | $67 – $125 |
| Convertible | $1,500 – $2,500 | $125 – $208 |
| Hatchback | $1,000 – $1,500 | $83 – $125 |
| Wagon | $1,200 – $1,800 | $100 – $150 |
| Coupe | $1,500 – $2,500 | $125 – $208 |
| SUV | $1,500 – $3,000 | $125 – $250 |
| Truck | $1,500 – $2,500 | $125 – $208 |
| Minivans | $1,500 – $2,500 | $125 – $208 |
| Van | $1,500 – $2,500 | $125 – $208 |
| Electric Car | $1,500 – $2,500 | $125 – $208 |
| Hybrid Car | $1,500 – $2,500 | $125 – $208 |
| Multi Car | $1,000 – $1,500 per car | $83 – $125 per car |
| Exotic Car | $5,000 – $10,000 | $416 – $833 |
| Sports Car | $2,500 – $5,000 | $208 – $416 |
| Leased Cars | $1,500 – $3,000 | $125 – $250 |
| 2 Door | $1,500 – $3,000 | $125 – $250 |
Average car insurance costs in Longueuil based on driving history
Here is an example table showing the average car insurance costs in Longueuil based on driving history, organized by driving history and including both yearly and monthly costs.
| Driving History | Annual Insurance Cost | Monthly Insurance Cost |
|---|---|---|
| Clean driving record | $800 – $1,200 | $67 – $100 |
| 1 one at-fault accident | $1,500 – $2,500 | $125 – $208 |
| 1 non-fault accident | $900 – $1,500 | $75 – $125 |
| DUI conviction | $3,000 – $5,000 | $250 – $416 |
| 1 Speeding Ticket | $1,200 – $1,800 | $100 – $150 |
Which companies and brokers offer car insurance quotes in Longueuil?
Here are 20 companies and brokers that offer car insurance quotes in Longueuil:
- Intact Insurance
- Desjardins Insurance
- Aviva Canada
- TD Insurance
- Allstate Insurance
- Belairdirect
- The Co-operators
- Sonnet Insurance
- Johnson Insurance
- Wawanesa Insurance
- RSA Insurance
- Industrial Alliance Insurance
- La Capitale Insurance
- Economical Insurance
- SSQ Insurance
- Promutuel Insurance
- BrokerLink
- Surex Direct
- Mitchell & Whale Insurance
- Sharp Insurance
About the Author: Robert Davis
