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Branching off of the biggest bank in Canada, RBC General Insurance is making a name for itself in the insurance world too. If you’re looking for a Canadian owned company, look no further! RBC is one of the largest red and white operations around. Personal insurance products are their forte, including life, illness, auto, and home coverage.

If you are a Canadian, they have a product for you, as there are no provincial exclusions. An even larger company underwrites RBC General Insurance – Aviva General Insurance Company. This means you have the pinnacle of quality when it comes to your plan. Today though, we’re going to zero in on their auto insurance specifically to see if it is worth your hard earned dollars.

Auto Insurance Review

RBC is newer on the scene of Canadian Insurance. It seems like right now they are mostly trying to build their base. Good news for you is that this means the premiums are really competitive! But are there any cons? Let’s delve deep and figure it out.

Plan Options

Like every other car insurance company, RBC General Insurance offers the mandatory basics you need. If you need collision and comprehensive coverage (both also pretty standard), they’ve got that too. Looking for extra features? RBC has a few key options like extra coverage for your shiny new car or financial security for families. There is even accident forgiveness so you can save face after your first fender bender.

What They Cover


All the basic roadworthy vehicles can get RBC insurance. Are you a camper? RVs, Motorhomes, and trailers are also covered. And don’t worry if you like off-road adventure, ATVs and snowmobiles can get RBC coverage. At this point RBC has not ventured into the business insurance world, but who knows what the future holds.

What Do Clients Say?

We’ve scoured third-party websites to get you a real look at RBC General Insurance. Things come up a bit short in the customer service department. A lot of the issues involve unclear procedures and an uneasy processing system. Maybe time will help RBC improve their operations. We can only wait and hope.

Final Thoughts

If you’re looking for basic insurance, RBC will probably get you what you want. They don’t shine above their competitors to say the least. Furthermore, if you do have to file a claim with them, things can go awry fast. But you can get discounts depending on if you have other insurance products with the company.

Business insurance customers look elsewhere! RBC has not yet broken into the commercial market. And don’t expect any perks for being an RBC banking customer, because that’s illegal in the Great North! What you can expect is regular prices for regular products and services that come in as subpar.

In conclusion, your time and money may be better spent at a different company. RBC is a big name, and maybe you take comfort in that. What we’ve found is that fewer dollars can be spent at places with much higher reviews. It’s up to you, but a bit of research could get you a better deal.


About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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