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RSA Insurance Group was founded in 1833. The company was originally known as Royal Insurance. They only offered fire insurance for a long time. In 1996, Royal Insurance and Sun Alliance merged together. They became Royal and Sun Alliance Insurance with a new headquarters in Toronto, Ontario. Today, RSA covers over a million vehicles. They have over 4000 employees across Canada.

Home Insurance.

Home insurance is required for all house owners and renters. This type of insurance protects your home and belongings. RSA group offers three different home insurance products. These products cover a range of properties and possessions.

Platinum Plus is for houses that have above-average value, which is over $400,000. There is also personal liability protection included and RSA also has higher limits on possessions.

Comprehensive Homeshield.

Comprehensive Homeshield is the best option for people whose home is worth $150,000 to $400,000. This insurance covers the home, along with additional buildings, and the contents. There is also guaranteed replacement cost coverage. This allows you can replace your items if they are damaged or lost.


Tenantshild is RSA Canada Groups insurance option for renters. This insurance coverage includes personal liability and contents protection.

Auto Insurance.

RSA Canada Groups offers auto insurance with flexible bundling options. They offer comprehensive coverage to meet your needs. This auto insurance provides third-party liability coverage, which is required in every province. RSA offers a claim’s protection plan. This protects your auto premium from going up as result of an accident. This applies to clients who do not have more than one accident every six years.

The other major benefit is their Lifetime Repair Guarantee. RSA has a large network of approved repair shops across Canada. The Lifetime Repair Guarantee allows you to have repairs done at any of the approved repair shops. All the repairs are guaranteed for the lifetime of your vehicle.

Travel Insurance.

Travel insurance is important if you’re traveling outside or inside the country. RSA offers both travel and health insurance products which are designed to make traveling less stressful. They also offer international student health insurance. This is great if you or your child is planning on traveling for secondary education. Travel insurance can be easily added to existing insurance plans.

Air Miles.

RSA Canada Group has partnered with a rewards program. You can earn 1 Air Mile for every $20 of your premiums. Commercial insurance or pleasure craft insurance policies will earn another Air Mile for every $20 of premiums. This is a great bonus for anyone who uses the Air Miles rewards program.


RSA Canada Group is one of the oldest insurance companies in Canada. RSA is a great option for people who are looking for home and auto insurance. They also have travel insurance and commercial insurance products. RSA Canada Group offers great insurance services. They offer a bonus of earning Air Miles when you pay your premiums.

ProvinceWritten Premiums 2015Ranking on Top 30
Prince Edward Island3,881,0007
Nova Scotia58,414,0005
New Brunswick31,663,0009
British Columbia40,441,0003
Northwest Territories2,227,0004

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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