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Here is a list of Canadian provinces in order of cheapest to most expensive car insurance, along with the average annual insurance rates as of 2021:

  1. Quebec – Average annual rate of $717
  2. Nova Scotia – Average annual rate of $842
  3. New Brunswick – Average annual rate of $867
  4. Prince Edward Island – Average annual rate of $890
  5. Saskatchewan – Average annual rate of $1,002
  6. British Columbia – Average annual rate of $1,316
  7. Manitoba – Average annual rate of $1,188
  8. Ontario – Average annual rate of $1,634
  9. Alberta – Average annual rate of $1,316
  10. Newfoundland and Labrador – Average annual rate of $1,131

It’s important to note that these are just averages, and the cost of car insurance can vary greatly depending on a variety of factors, including the driver’s age, driving record, location, and type of vehicle. Additionally, rates may have changed since this data was last updated, and specific quotes may vary from one insurance provider to another. It’s always a good idea to shop around and compare quotes from multiple insurance providers to find the best policy and rates for your individual situation.

Which city has the cheapest car insurance rates in Canada

The cost of car insurance in Canada can vary greatly depending on a variety of factors, including the city or province in which you live. While rates can differ based on individual circumstances, here are some Canadian cities that are known for having lower than average car insurance rates, along with the average annual premiums for each:

  1. Quebec City, Quebec – Average annual rate of $705
  2. Gatineau, Quebec – Average annual rate of $767
  3. Sherbrooke, Quebec – Average annual rate of $818
  4. Fredericton, New Brunswick – Average annual rate of $867
  5. Charlottetown, Prince Edward Island – Average annual rate of $890
  6. Moncton, New Brunswick – Average annual rate of $917
  7. Thunder Bay, Ontario – Average annual rate of $1,022
  8. St. John’s, Newfoundland and Labrador – Average annual rate of $1,131
  9. Saskatoon, Saskatchewan – Average annual rate of $1,140
  10. Regina, Saskatchewan – Average annual rate of $1,169

It’s important to note that these are just averages and individual rates can vary greatly depending on the driver’s age, driving history, type of vehicle, and other factors. Additionally, rates may have changed since this data was last updated. It’s always a good idea to shop around and compare quotes from multiple insurance providers to find the best policy and rates for your specific needs.

Which city has the highest car insurance rates in Canada

affordable rate

The cost of car insurance in Canada varies depending on a number of factors, including the city or province in which you live. While rates can vary greatly based on individual circumstances, here are some cities that are known for having higher than average car insurance rates in Canada, along with the average annual premiums for each:

  1. Brampton, Ontario – Average annual rate of $2,698
  2. Mississauga, Ontario – Average annual rate of $2,326
  3. Vaughan, Ontario – Average annual rate of $2,146
  4. Toronto, Ontario – Average annual rate of $2,035
  5. Markham, Ontario – Average annual rate of $1,886
  6. Montreal, Quebec – Average annual rate of $1,649
  7. Calgary, Alberta – Average annual rate of $1,337
  8. Edmonton, Alberta – Average annual rate of $1,289
  9. Vancouver, British Columbia – Average annual rate of $1,680
  10. Winnipeg, Manitoba – Average annual rate of $1,080

It’s important to keep in mind that these are just averages and individual rates can vary greatly depending on the driver’s age, driving history, type of vehicle, and other factors. It’s always a good idea to shop around and compare quotes from multiple insurance providers to find the best policy and rates for your specific needs.

 

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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