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Welland is a city located in the Niagara Region of Ontario, Canada. It has a population of approximately 52,000 people and covers an area of 81.10 square kilometers. Welland is known for its historic canals, which were once a major transportation route for goods and people throughout the region.

Welland is also home to a number of parks and outdoor recreational areas, including the Welland Canal Parkway Trail, Merritt Island Park, and the Chippawa Park. The city is served by a number of schools, including elementary, secondary, and post-secondary institutions such as Niagara College.

In terms of economy, Welland is home to a number of businesses and industries, including manufacturing, retail, and healthcare. The city is also home to the Welland International Flatwater Centre, which hosts a number of international and national sporting events throughout the year.

Overall, Welland is a vibrant community with a rich history and a diverse range of amenities and attractions for residents and visitors alike.

Is car insurance cheaper in Welland versus Toronto?

Car insurance rates can vary depending on a number of factors, including the location of the driver. However, in general, car insurance rates in Welland may be cheaper than those in Toronto.

This is because Toronto is a larger city with a higher population density, more traffic congestion, and a higher rate of accidents and claims. Insurance companies may see this as a higher risk factor and charge higher rates to drivers in Toronto.

On the other hand, Welland is a smaller city with a lower population density and less traffic congestion, which may be seen as a lower risk factor by insurance companies.

For example, a 30-year-old driver with a clean driving record and a 2018 Toyota Corolla may expect to pay around $1,400-$1,600 per year for car insurance in Welland, while the same driver may expect to pay around $1,800-$2,000 per year for car insurance in Toronto. These are just rough estimates and actual insurance costs can vary greatly depending on the specific circumstances of the driver and the insurance provider.

Calculating and comparing Welland car insurance quotes

insurance renewal date

Calculating and comparing car insurance quotes in Welland can be a simple process if you follow these steps:

  1. Determine your coverage needs: Before you start comparing quotes, determine what level of coverage you need. Ontario requires all drivers to have a minimum amount of liability coverage, but you may also want to consider additional coverage, such as collision or comprehensive coverage, depending on your needs.
  2. Gather your information: To get accurate quotes, you will need to provide some personal and vehicle information, such as your age, driving record, the make and model of your car, and how much you use your car. You may also need to provide your address to determine your location.
  3. Get quotes from multiple providers: Once you have your coverage needs and information, you can start getting quotes from insurance providers in Welland. You can get quotes online, over the phone, or in person. Make sure to get quotes from multiple providers to compare rates and coverage options.
  4. Compare quotes: Once you have your quotes, compare them based on the coverage provided, the deductible, and the price. Make sure to read the policy details carefully, as some policies may have exclusions or limitations that could affect your coverage.
  5. Choose the best option: After comparing quotes, choose the insurance provider that offers the coverage you need at a price you can afford. You may also want to consider other factors, such as customer service and reputation, when making your decision.

What’s the average cost of car insurance in Welland per month and per year?

The average cost of car insurance in Welland can range from $100 to $250 per month, or $1,200 to $3,000 per year. This is just a general estimate and actual insurance costs can vary greatly depending on the specific circumstances of the driver and the insurance provider.

Here’s a table of example average car insurance costs for Welland, based on different driver profiles and types of cars:

Driver Profile & Car TypePer Year CostPer Month Cost
Male, age 35, clean driving record, 2018 Honda Civic$1,200 – $1,500$100 – $125
Female, age 25, one at-fault accident, 2015 Toyota Corolla$1,800 – $2,400$150 – $200
Male, age 50, two speeding tickets, 2019 Subaru Outback$2,000 – $2,800$165 – $235
Female, age 45, no accidents or tickets, 2017 Ford Escape$1,400 – $1,800$115 – $150
Male, age 20, no accidents or tickets, 2020 Chevrolet Camaro$4,000 – $5,500$330 – $455
Female, age 30, one non-fault accident, 2016 Honda CR-V$1,600 – $2,200$135 – $185
Male, age 65, no accidents or tickets, 2014 Dodge Grand Caravan$1,200 – $1,500$100 – $125
Female, age 40, one at-fault accident, 2018 Hyundai Elantra$1,800 – $2,400$150 – $200

Note that these are just examples and actual car insurance costs can vary greatly depending on factors such as driving record, age, type of car, coverage levels, and the insurance provider. Additionally, these prices are in Canadian dollars.

Average car insurance costs for different driver profiles in Welland

insurance price

Here’s a table of average car insurance costs for different driver profiles in Welland, both per year and per month:

Driver ProfilePer Year CostPer Month Cost
New Driver$3,500-$5,000$290-$415
Secondary Driver$1,500-$2,500$125-$210
G1 Driver$3,000-$4,000$250-$330
G2 Driver$2,500-$3,500$210-$290
Full G Driver$1,000-$2,000$85-$170
Teenage Driver$5,000-$7,000$415-$580
Young Driver$2,500-$4,000$210-$330
High-risk Driver$8,000-$12,000$670-$1000
17 Years Old$5,000-$7,000$415-$580
Seniors$1,000-$2,000$85-$170
Over 55 Years Old$1,000-$1,500$85-$125
Students$2,000-$3,000$170-$250
International Driver$4,000-$6,000$330-$500
Newcomers$4,000-$6,000$330-$500
Men Driver$2,500-$4,500$210-$375
Women Driver$2,000-$4,000$170-$330
Married Couples$1,500-$2,500$125-$210
Usage-Based$1,500-$3,500$125-$290
Uber Driver$5,000-$7,000$415-$580

Average car insurance costs in Welland for different types of cars

Here’s a table of average car insurance costs in Welland for different types of cars, both per year and per month:

Car TypePer Year CostPer Month Cost
Sedan$1,200-$2,000$100-$170
Convertible$2,000-$3,500$170-$290
Hatchback$1,200-$2,000$100-$170
Wagon$1,200-$2,000$100-$170
Coupe$2,000-$3,500$170-$290
SUV$1,800-$3,000$150-$250
Truck$1,500-$2,500$125-$210
Minivans$2,000-$3,500$170-$290
Van$2,500-$3,500$210-$290
Electric Car$2,500-$4,000$210-$330
Hybrid Car$2,000-$3,500$170-$290
Multi Car$1,000-$2,000$85-$170
Exotic Car$10,000-$15,000$835-$1250
Sports Car$3,000-$5,000$250-$415
Leased cars$2,000-$3,500$170-$290
2 Door$2,000-$3,500$170-$290

Average car insurance costs in Welland based on driving history

Here’s a table of average car insurance costs in Welland based on driving history, both per year and per month:

Driving HistoryPer Year CostPer Month Cost
Clean driving record$1,200-$2,000$100-$170
1 one at-fault accident$1,800-$3,000$150-$250
1 non-fault accident$1,500-$2,500$125-$210
DUI conviction$6,000-$10,000$500-$830
1 Speeding Ticket$1,500-$2,500$125-$210

Which companies and brokers offer car insurance quotes in Welland?

drivers license

Here are 20 companies and brokers that offer car insurance quotes in Welland:

  1. Allstate Insurance
  2. Aviva Canada
  3. BrokerLink
  4. CAA Insurance
  5. Desjardins Insurance
  6. DirectProtect
  7. Economical Insurance
  8. Gore Mutual Insurance
  9. Intact Insurance
  10. Johnson Insurance
  11. Merit Insurance
  12. Mitchell & Whale Insurance Brokers
  13. Morison Insurance
  14. PC Insurance
  15. RBC Insurance
  16. Square One Insurance
  17. State Farm Insurance
  18. Surex Insurance
  19. The Co-operators
  20. Wawanesa Insurance

About the Author: Robert Davis

He is an insurance content professional with vast knowledge and a special aptitude and interest in imparting insurance education. He has authored many articles on insurance.

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